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Remember, your agent can help send your request for reinstatement to your carrier, but only your insurance company has the authority to restore your policy. If you need to reinstate your policy or would like to know more about no-loss statements, please call one of our friendly agents at 1-877-GO-DIRECT.

Direct general auto insurance. Direct Auto & Life Insurance (Direct General) has a number of discounts to help you save on insurance. Low Mileage Discount: Save up to 5 percent on car insurance if you don't drive a lot annually. Although it varies by state, the cap to earn this discount is typically between 7,500 miles and 15,000 miles a year.

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